FAMILY SECURITY CREDIT UNION FEE SCHEDULE EFFECTIVE NOVEMBER 2011 |
| Account Closing Fee (Within
90 days of opening) |
$15.00 |
| Account History Fee |
$2.00 per page |
| Account Research |
$15.00 per hour |
American Express Gift Check
Fee |
$2.50 |
|
|
Business Checking Account |
$10.00 per month |
| Business Deposited Item Returned |
$2.50 each |
Card Replacement |
$5.00 |
| CARFAX |
$15.00 |
Cashier’s Checks (Excludes members age 50 & older) |
$3.00 |
| Check Cashing Fee (Without compensating balance) |
1 % of check amount |
Check Copies thru myfscu.com |
No Charge |
| Check Copies thru FSCU employee |
$3.00 each |
Collection Items (Replacing NSF Checks) |
$5.00 |
| Deposited Item Returned |
$5.00 |
Dormant Account Fee |
$10.00 per month |
| Express Mail Delivery Fee |
$20.00 |
Give Me a Break Checking Account |
$10.00 per month |
| Inactive Member (after 1 year without financial activity & less than $100 on deposit & no other active services (excludes members younger than age 19.) |
$10.00 per month |
Late Fee on Delinquent
Loans |
Greater of $10.00 or 5% of the amount of the
scheduled payment up to $100.00 |
| Late Fee on VISA Credit
Card Accounts |
$25.00 |
Levy Fee (Court, Garnishment,
IRS, Government or Tax) |
$25.00 |
| Loan Application Fee (Excludes
fully share secured loans, Indirect Loans and VISA. Application
fee’s for Real Estate loans are subject to Real Estate Department
Guidelines) |
$10.00 |
Money Orders |
$2.00 each |
| Negative Balance Collection Fee |
$15.00 |
NSF (ACH, Checks, Returned
Item, etc.) |
$27.00 per item |
| Non-Profit Checking Account |
No Charge |
Non-Profit Deposited Item Return |
$5.00 |
| Overdraft Advantage NSF
Transfer Fee |
$2.00 per transfer |
Overdraft Privilege Paid
Item (Overdraft Privilege Paid Item fee created by checks, in-person
withdrawals, ATM withdrawals, Debit Card, or by other electronic means,
etc.) |
$27.00 |
| Overdraft Transfer Fee |
$5.00 |
Return Statement Fee |
$5.00 |
| Safe Deposit Boxes (Annual
Rental) |
| 3 x 5 |
$15.00 |
| 3 x 10 |
$30.00 |
| 5 x 10 |
$45.00 |
| 10 x 10 |
$95.00 |
|
| Safe Deposit Box Late
Fee |
$5.00 per month |
| Safe Deposit Box Key Replacement |
Replacement cost |
| Statement Copies |
$2.00 per page |
| Stop Payments |
$27.00 per item |
| Telephone Transfers (Excludes
members age 50 & older) |
$1.00 |
| Travelers Cheques (Excludes
members age 50 & older) |
$1.00 per $100.00 |
| Travelers Cheques for
Two (Excludes members age 50 & older) |
$1.50 per $100.00 |
| VISA Foreign Transaction
Fee |
The currency conversion rate which is either
(i) the wholesale market rate or (ii) the government mandated rate, whichever
is applicable, in effect one day prior to the processing date, increased
one-percent or one-percent if the transaction was denominated in US Dollars. |
| VISA Gift Card Fee |
$2.50 |
| Wire Transfer Fee - Domestic (Outgoing) |
$15.00 |
| Wire Transfer Fee - International (Outgoing) |
Prices Vary |
| W-7 Tax ID Application |
$15.00 |
