FEES
| FAMILY SECURITY CREDIT UNION FEE SCHEDULE EFFECTIVE AUGUST 2021 | |||||||||
|---|---|---|---|---|---|---|---|---|---|
| Account Closing Fee (Within 90 days of opening) | $15.00 | ||||||||
| Account History Mini Statement (Up to 45 days; Excludes members 50 & older) | $2.00 | ||||||||
| Account Research | $15.00 per hour | ||||||||
| CARFAX | $15.00 | ||||||||
| Cashier’s Checks (Excludes members age 50 & older) | $3.00 | ||||||||
| Checking Accounts | |||||||||
| Checking | No Charge | ||||||||
| Give Me A Break | $10.00 per month | ||||||||
| Non-Profit | No Charge | ||||||||
| Business Checking Account | $10.00 per month | ||||||||
| Check Cashing Fee (Without compensating balance) | 1% of check amount | ||||||||
| Check Copies thru myfscu.com | No Charge | ||||||||
| Check Copies thru FSCU employee | $3.00 each | ||||||||
| Collection Items (Replacing NSF Checks) | $5.00 | ||||||||
| Dormant Account Fee (Mail undeliverable & 1 year without financial activity) | $10.00 per month | ||||||||
| Express Mail Delivery Fee | $25.00 | ||||||||
| Inactive Member (after 1 year without financial activity & less than $100 on deposit & no other active services (excludes members younger than age 19.) | $10.00 per month | ||||||||
| Late Fee on Delinquent Loans | Greater of $10.00 or 5% of the amount of the scheduled payment up to $100.00 | ||||||||
| Late Fee on VISA Credit Card Accounts | $25.00 | ||||||||
| Levy Fee (Court, Garnishment, IRS, Government or Tax) | $25.00 | ||||||||
| Loan Application Fee (Excludes fully share secured loans, Indirect Loans, Online Internet Loan Applications, and VISA applications. Application fee’s for Real Estate loans are subject to Real Estate Department Guidelines) | $10.00 | ||||||||
| Money Orders | $2.00 each | ||||||||
| Money Servicing Business Accounts | $90.00 per month | ||||||||
| Negative Balance Collection Fee | $15.00 | ||||||||
| NSF/Overdraft (ACH, Checks, Deposited Returned Item, etc.) | $27.00 per item* | ||||||||
| Overdraft Advantage Transfer Fee | $2.00 per transfer | ||||||||
| Overdraft Standard/Extended Privilege Fee | $27.00 per item** | ||||||||
| Overdraft Transfer Fee | $5.00 | ||||||||
| Return Statement Fee | $5.00 | ||||||||
| Safe Deposit Boxes (Annual Rental) |
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| Safe Deposit Box Late Fee | $5.00 per month | ||||||||
| Safe Deposit Box Drill Fee (All Keys Lost) | $150.00 | ||||||||
| Safe Deposit Box Key Replacement (Single Key Lost) | $25.00 | ||||||||
| Statement Copies | $4.00 per statement | ||||||||
| Stop Payments | $27.00 per item | ||||||||
| Telephone Transfers (Excludes members age 50 & older) | $1.00 | ||||||||
| Transfer Fee | $5.00 | ||||||||
| VISA Foreign Transaction Fee | Transactions processed in foreign countries or foreign currencies, including internet transactions made in the U.S. but with a merchant who processes the transaction in a foreign country, will be charged a 1% foreign transaction fee. See the applicable debit or credit card agreement for more information. | ||||||||
| Wire Transfer Fee - Domestic (Outgoing) | $15.00 | ||||||||
| Wire Transfer Fee - International (Outgoing) | $35.00 | ||||||||
*NSF/Overdraft (ACH, Checks, Bill Pay, etc.) Fee: A fee will be assessed on the initial presentment and any subsequent representment of a transaction.
** Overdraft Standard/Extended Privilege Fee created by checks, in-person withdrawals, ATM withdrawals, Debit Card (recurring debit card payments and everyday debit card purchases), online Bill Pay transactions, ACH (auto debits), and Internet/Telephone/Mobile banking transactions. A fee will be assessed on the initial presentment and any subsequent representment of a transaction. See Overdraft Coverage Disclosure for differences between Standard and Extended Coverage.
Please review our Truth in Savings Disclosure for more information.